DEXSTA will be upgrading our online and mobile banking experience on May 5th and 6th. Members will not be able to access online and mobile banking during this upgrade. 

Checking and Share Draft

Don’t keep paying the costly fees from banks and other financial institutions. DEXSTA offers free Checking and Share Draft accounts with features you can’t find anywhere else.

share draft, banker with member

Share Draft

A share draft account is a liquid account at a credit union that allows you to make frequent payments and withdrawals. Share draft accounts are essentially the same as checking accounts at banks—the only difference is that a “share” account is at a credit union instead of a bank.

  • No minimum balance requirement
  • No monthly service charge
  • No per-check fee
  • Free overdraft protection*
  • No-fee VISA check card
  • Online check imaging
  • 24 hour access
  • Earns a dividend (interest) based on your balance

Debit Card Cash Rewards

Members can earn up to $175 per year by earning 1% of the transaction amount on all point of purchase and signature point of purchase transactions. Simply use your DEXSTA Federal Credit Union debit card anywhere VISA cards are accepted.

To redeem your rewards, log in to your DEXSTA@home account and visit the Cash Back Mall. Funds will be deposited into your DEXSTA share draft account within 2 business days of redeeming rewards.

  • No qualifications for members to earn rewards
  • Cash rewards do not expire
  • Earn bonus cash rewards from partner merchants**

*Your first three automated overdraft protection transfers from your savings/share account are free each month. After the first three automated transfers, there will be a $5.00 fee per automated transfer.

**ATM, person to person (i.e. Cash App, Zelle), and gambling site transactions are excluded. The maximum cash reward funded by DEXSTA Federal Credit Union is $175 per year. Additional rewards accumulated in the Cash Back Mall are merchant funded and not capped. 

Where Membership is a Family Thing

You, your family members, and members of your household are eligible to join DEXSTA Federal Credit Union if you live, work, worship, volunteer or attend school in New Castle or Kent County, Delaware or Cecil County, Maryland.

Take It From Our Members

See what DEXSTA Federal Credit Union members are saying about their experience. Discover how our commitment to exceptional service and financial wellness makes a real difference.

I have been with DEXSTA for over 30 years. They have excellent customer service and the loan process was quick and seamless. I would use this credit union for all my financial needs.

DIANA

I've had nothing but great experiences with DEXSTA. I opened a savings account when I moved to Delaware and I liked the fact that I only needed $5 in the account to keep it open. As a broke college student, this was very appealing. As I advanced in my career, I got a personal loan from DEXSTA to consolidate my credit cards. The loan process was simple and the representative was very friendly.

GREG S.

Back in the day when I needed help, DEXSTA was there for me. Now that I'm retired, they're still there for me after 40 years of membership.

PATRICK B.

I've had a savings account with DEXSTA Federal Credit Union for over ten years now. Their rates are fair and competitive. The employees are really nice as well. I have been considering investing my savings, and rather than trying to sell me stuff, they told me my options, the pros and the cons, and what might be best for someone like me.

MICHELLE

I have been an account holder with DEXSTA since before it was opened to the public, and all I can say is it has always been an amazing bank. They are excellent in catching fraud—I often receive calls from them when traveling to verify the purchases are my own and they will put your card on hold if they can not verify.

COLEY L.
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